When applying for individual health insurance coverage or family health insurance coverage, you will be required to provide health background information about yourself and/or any family members in order to be covered. Insurance companies and agencies use the medical information on these applications to determine rates. For those who are going through this process for the first time, our agents can help assist you in building the most beneficial package to fit your needs. Basic services you may want to include in your individual health insurance or family health insurance coverage are prescription drug coverage, physical exams, and health screenings, specialist care, emergency and hospital care, maternity care, dental services, vision care, preventive care, and physical therapy. We'll also be there to help you process claims and give you advice on anything else you need regarding your policy.