Homeowners | Renters Insurance in Oakhurst, CA

Homeowner Insurance
When you are faced with the daunting task of shopping for homeowners insurance, you can place your trust in New Horizon Insurance Services! We are an independent insurance agency that can shop multiple carriers to ensure that you get the best home insurance policy available. Homeowner's insurance coverage doesn't have to be difficult to understand. Typically, a basic homeowner's insurance policy will cover the following:
Valuable Articles/Floater policies (i.e. Jewelry Insurance)
• Flood policies
• Earthquake policies
• Umbrella policies (additional liability)
• Animal Liability (liability issues due to household pets)
The needs of every home owner are different and your homeowners insurance policy should reflect that. The agents at New Horizon Insurance Services will create a homeowners insurance policy that will best suits you and your family.



renter’s insurance
Basically, renters insurance acts as a homeowners insurance policy for those who rent their place of residence. Whether you live in a condo, apartment, house, duplex, etc., renters insurance can protect you and your assets. Having renter's insurance can help devoid costs of damages should anything happen to a rental property that you are living in.

Caution: Do not make the assumption that your landlord's insurance will cover you and your assets. A landlord's policy covers only the physical structure of the rental property, not your belongings. If the person who owns the building has rental insurance, they will be protected from costs to them should something happen to the building, but they are not responsible for covering your belongings.